Reliable Personal Loan Options

Salaried Personal Loan

Personal Finance, Made Simple for Salaried Professionals

B P Securities (India) Private Limited provides unsecured personal loans to eligible salaried individuals through its digital lending platform MyInstaFunds.

Our salaried personal loan is designed for individuals with a regular source of employment income who require funds for legitimate personal financial requirements. The application and verification process is technology-enabled, allowing eligible customers to complete the applicable formalities digitally.

Key Features

• Unsecured Personal Loan – No collateral or security is required, subject to applicable terms and eligibility.
• Digital Application Process – Apply online and complete applicable verification and documentation digitally.
• Flexible Loan Options – Loan amount and repayment tenure are determined based on the applicant's eligibility and credit assessment.
• Transparent Loan Terms – Applicable interest rate, APR, fees, charges and repayment obligations are communicated through the prescribed loan documents.
• Credit-Based Assessment – Applications are evaluated based on applicable credit, income, KYC and risk parameters.
• Direct Disbursement – Upon completion of applicable conditions, the sanctioned amount is disbursed to the borrower's verified bank account.

Who Can Apply?

Salaried individuals meeting the Company's applicable eligibility criteria may apply for a personal loan.

Suitable For

A salaried personal loan may be used for legitimate personal requirements such as:

• Medical & Emergency Expenses
• Education
• Home & Lifestyle Requirements
• Travel
• Family Expenses
• Other Personal
• Financial Needs

Self-Employed Personal Loan

Credit Solutions for Self-Employed Individuals

B P Securities provides unsecured personal loan solutions for eligible self-employed individuals through MyInstaFunds, subject to applicable eligibility, verification and credit assessment criteria.

The product is intended for individuals with a legitimate and verifiable source of self-employment income, including eligible business owners, professionals and other self-employed individuals.

Our digital process is designed to make the application and verification journey convenient while allowing the Company to assess the applicant's financial profile and repayment capacity.

Key Features

• Unsecured Credit – No collateral or guarantor is required, subject to applicable loan terms.
• Digital Application – Complete the applicable application and verification process online.
• Profile-Based Assessment – Eligibility is assessed based on the applicant's financial and credit profile.
• Income & Financial Assessment – Where applicable, relevant income, banking and financial information may be considered as part of the credit assessment.
• Transparent Pricing – Applicable interest rate, APR, fees, charges and repayment obligations are communicated before acceptance of the loan.
• Direct Bank Disbursement – Once all applicable conditions are satisfied, the sanctioned amount is disbursed to the verified bank account.

Who Can Apply?

Eligible self-employed individuals with a regular and verifiable source of income may apply, subject to the Company's applicable eligibility and credit assessment criteria.

This may include:

• Business owners
• Professionals
• Sole proprietors
• Eligible freelancers or independent professionals
• Other individuals earning through self-employment

Applicants may be required to provide appropriate information and documents for KYC, income verification, banking information and credit assessment, depending on their profile and the applicable loan amount.