Loading...
B P Securities India Pvt Ltd Repay Loan

Building Financial Futures with Integrity

Our mission is to simplify your loan search with valuable services, empowering you to make well-informed borrowing decisions.

Apply Now

Why Choose Us

Clear terms, clear disclosures

We provide transparent information on applicable interest rates, APR, processing fees, penal charges, repayment obligations and other material loan terms before loan acceptance.

Simple Eligibility

Eligibility made easy Check the applicable eligibility criteria for salaried and self-employed applicants before starting your loan application.

Fully Digital Process

Simple, digital loan journey Apply online, complete KYC and verification, execute loan documents electronically and manage your loan through a convenient digital process.

Responsible Lending

Responsible credit assessment Loan applications are assessed based on applicable eligibility criteria, KYC verification, financial information, credit profile and the Company's internal credit and risk policies.

What We Do

MyInstaFunds provides technology-enabled unsecured personal loans to eligible salaried and self-employed individuals, subject to applicable eligibility criteria, KYC verification, credit assessment and the Company's internal credit policies.

Personal Financial Needs

Personal Financial Needs

Personal Financial Needs for Secure, Stable, and Prosperous Future

Education & Skill Development

Education & Skill Development

Financial support for eligible education and skill-development related personal expenses.

Medical & Healthcare Expenses

Medical & Healthcare Expenses

Support for eligible personal and family healthcare-related expenses.

Home Improvement

Home Improvement

For eligible home improvement and renovation-related personal expenses.

Personal & Household Expenses

Personal & Household Expenses

For eligible personal and household financial requirements.

Travel & Other Personal Needs

Travel & Other Personal Needs

For eligible travel and other personal financial requirements.

Your trusted source for unbiased loan reviews and easy comparisons

Your trusted source for unbiased loan reviews and easy comparisons, helping you make informed financial decisions with clarity, transparency, and confidence across multiple lending options.

  • 100 % digital process
  • Quick Loan disbursal
  • No hidden charges
  • Collateral free
  • Hassle free documentation
  • No foreclosure charges
  • Secure Digital Process
  • Flexible Repayment Tenure
Influencer
step by step

How Your Loan Application Works

From application to disbursement — a simple, digital and transparent process.

01

Apply

Enter your mobile number and basic details.

02

Verify & KYC

Complete OTP and applicable KYC verification.

03

Share Details

Provide personal, employment/business and income information.

04

Bank Verification

Provide and verify your bank account details.

05

Credit Assessment

We assess your application based on applicable credit and risk parameters.

06

Loan Offer

Eligible applicants receive the applicable loan offer and KFS with key loan terms.

07

e-Sign & Mandate

Review the documents, complete e-Sign and set up the applicable repayment mandate.

08

Disbursement & Repayment

After completion of applicable requirements, the approved amount is disbursed to your verified bank account. Repay as per the agreed schedule.

Frequently Asked Questions

We have compiled a list of frequently asked questions to offer quick, clear answers. If your question is not covered below, please feel free to reach out.

More about industries

IMyInstaFunds is a digital lending platform owned and operated by B P Securities (India) Private Limited, NBFC Registered with Reserve Bank of India.

Any Indian individual above the age of 21 years, who is salaried or has a monthly source of income may apply for a Personal Loan through the MyInstaFunds Platform.

It usually takes anywhere from 5 – 7 days to avail a Personal Loan from a bank, also process will be offline and you have to visit bank branch. However, the MyInstaFunds Personal Loan process is completely online, and it takes less than 15 minutes for the entire process.

● Aadhar Card (Address Proof) ● PAN Card

No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, the system will approve your loan based on profile eligibility. Along with it some references has to be provided for verification.
No, you do not need to submit any documents again while re-applying for every new loan. Being said that, as per applicable laws, we will periodically conduct re-KYC for your account and you will be intimated about the same in advance.
We have made sure that the loan request process on our app is smooth and bug-free. But, if your app has technical issue at any point in time, you will be able to restart from the same step.
The eligibility criteria to apply for an MyInstaFunds Personal Loans is transparent. Our basic eligibility criteria are A salaried or self-employed individual Monthly in-hand income of ₹15,000 or more Income should be received in a bank Min Credit score of 550 Should be aged between 21 years and 50 years
We do our best to ensure that you get a loan approved as per the parameters. The loan approval/rejection is solely at the discretion of MyInstaFunds. Thus, if your profile doesn’t meet the credit eligibility criteria as per our parameters, then your application may get rejected.
We have different options for Repayment. We have a dedicated payment gateway which ensures seemless and secure transactions.
More about industries