0120-4262893

Building Financial Futures with Integrity

Our mission is to simplify your loan search with valuable services, empowering you to make well-informed borrowing decisions.

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About Us

B P Securities (India) Private Limited, an active, Delhi-registered Indian non-government company (CIN: U67120DL1996PTC077411)Registered NBFC with Reserve Bank of India.

The Company has been operating its self-owned Digital Lending Application (DLA) under the brand name “InstantFunds” since 2023. The application is accessible via the Company’s website, www.instantfunds.in, and is also available on the Google Play Store.

Business Profile:

We provide short-term personal loans to salaried and self-employed customers on a Pan-India basis.
Loan ticket size ranges from ₹5,000 to ₹50,000.
Tenure ranges between 15 days to 30 days, depending on customer profile.
We also offer EMI-based personal loans ranging from ₹15,000 to ₹30,000 with a 60-day tenure and monthly EMI repayment.

Trustworthy

Our transparent processes and reliable support make us your trusted financial partner.”

Eligibility Check

Our Loan Eligibility Checker is free and takes just 2 mins. Check out your eligibility today.

Efficient

We offer fast, efficient service to streamline your loan application and approval process.

Empowering

Our expert guidance and comprehensive resources empower you to make informed financial decisions.

What We Do

Providing comprehensive loan solutions to support personal and business financial needs.

Higher Education

Advanced academic learning beyond high school leading to specialized degrees.

Hospital Bills

Financial charges for medical treatment, care, and services at hospitals.

Buying Gadgets

Significant expense of purchasing electronic devices like laptops and smartphones.

Family Occasions

Special events bringing family together for celebration, tradition, and bonding.

Home Renovation

Restoring or upgrading a residential property to improve its condition.

Personal/Daily Expenses

Routine spending on everyday necessities like food, transport, and utilities.

Traveling/Holiday

Journeys taken for leisure, exploration, relaxation, and experiencing new cultures.

Shopping

Purchasing consumer goods like clothing, accessories, and various personal items.

Your trusted source for unbiased loan reviews and easy comparisons

Your trusted source for unbiased loan reviews and easy comparisons, helping you make informed financial decisions with clarity, transparency, and confidence across multiple lending options.

Lifetime access to credit
100% Safe & Secure
No Colloteral, No Guarantors
Easy Repayment Options

Simple Steps to Get Started

Simple steps to get started with our loan services, guiding you smoothly from application to approval with clear processes, minimal documentation, and expert support at every stage.

Fast cash For Everyday Needs

Fast cash for everyday needs, offering quick approval, minimal paperwork, and flexible repayment options.

Achieve financial freedom with quick and instant access to funds.

Unlock your financial freedom with instant funds designed to meet urgent needs, offering fast approval, flexible repayment, and complete transparency.

Get ₹50,000 instantly today

Get Up to 50,000 Instantly With The Instant Funds rewrite Get up to 50,000 instantly with instant funds, offering quick approval, minimal documentation, and flexible repayment options for your immediate financial needs.

Instant Funds for Your Urgent Financial Needs

Instant funds for your urgent financial needs, delivering fast approval, minimal paperwork, and flexible repayment options.

Loan Amount

Borrow upto 50,000₹

Intrest Rate

12% to 29% per annum

Loan Tenure

90 days to 24 month

Personal Loan for Salaried – Example

Loan Amount: ₹50,000
Tenure: 6 months
Rate of Interest: 18% per annum
Processing Fee: ₹800 (1.70%)
Onboarding Fee: ₹800 (1.70%)
GST on Processing & Onboarding Fees: ₹288
Total Interest Payable: ₹4,500
APR: 29.528%
Net Amount Disbursed: ₹43,612
Total Repayment Amount: ₹50,000
Repayment Option: Flexible EMI facility available

Frequently Asked Questions

We have compiled a list of frequently asked questions to offer quick, clear answers. If your question is not covered below, please feel free to reach out.

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IInstantFunds is a digital lending platform owned and operated by B P Securities (India) Private Limited, NBFC Registered with Reserve Bank of India.

Any Indian individual above the age of 21 years, who is salaried or has a monthly source of income may apply for a Personal Loan through the InstantFunds Platform.

It usually takes anywhere from 5 – 7 days to avail a Personal Loan from a bank, also process will be offline and you have to visit bank branch. However, the InstantFunds Personal Loan process is completely online, and it takes less than 15 minutes for the entire process.

● Aadhar Card (Address Proof) ● PAN Card

No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, the system will approve your loan based on profile eligibility. Along with it some references has to be provided for verification.

No, you do not need to submit any documents again while re-applying for every new loan. Being said that, as per applicable laws, we will periodically conduct re-KYC for your account and you will be intimated about the same in advance.

We have made sure that the loan request process on our app is smooth and bug-free. But, if your app has technical issue at any point in time, you will be able to restart from the same step.

The eligibility criteria to apply for an InstantFunds Personal Loans is transparent. Our basic eligibility criteria are A salaried or self-employed individual Monthly in-hand income of ₹15,000 or more Income should be received in a bank Min Credit score of 550 Should be aged between 21 years and 50 years

We do our best to ensure that you get a loan approved as per the parameters. The loan approval/rejection is solely at the discretion of InstantFunds. Thus, if your profile doesn’t meet the credit eligibility criteria as per our parameters, then your application may get rejected.

We have different options for Repayment. We have a dedicated payment gateway which ensures seemless and secure transactions.

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Building Financial Futures with Integrity